Stronger credit management. Greater control over cash flow.

Effective credit management helps your organisation pursue commercial opportunities while keeping financial risk under control. A clear credit policy, reliable customer information and meaningful reporting support better decisions and healthier cash flow.

Cash & Credit Consultancy advises on the design and improvement of credit management processes, from customer onboarding and credit policy to receivables strategy, working capital and management information.

How we can help

Credit policy and customer onboarding

We review credit policy, onboarding criteria, credit limits and payment terms to help align policy with your risk appetite, market and commercial objectives.

Credit risk and portfolio management

We help make risk more visible through segmentation, risk categories, alerts and periodic reviews, enabling teams to respond earlier and more consistently.

Receivables strategy and payment behaviour

We assess segmentation, payment patterns, follow-up timing, disputes and escalation procedures. We advise on process design; operational follow-up and debt collection are not performed by us.

DSO, ageing and working capital

We help define and use relevant indicators, including Days Sales Outstanding (DSO), ageing analysis, payment performance and outstanding receivables. KPIs should reflect your business model and data quality.

Cash flow forecasting and management information

We advise on reporting that helps Finance and management identify trends, exceptions and potential cash flow pressure earlier, supporting informed decisions.

Turn information into action

A dashboard alone does not improve performance. We help translate information into clear ownership, priorities, review routines and improvement actions.

An approach tailored to your organisation

We start with your objectives and current position, analyse policy, data and processes, and provide a prioritised improvement plan. Where required, we support implementation with your internal teams or specialist partners.

Partners for external debt collection

We do not perform debt collection ourselves. Where needed, we work with Slagman & Partners and Van Emstede Slager advocaten.

Slagman & Partners

Bailiffs and legal professionals for external debt collection activities.

Van Emstede Slager advocaten

Law firm for external debt collection activities.

Would you like greater visibility of credit management?

Contact us to discuss how your organisation can manage credit risk, improve working capital and gain greater control over cash flow.

Our services comprise consultancy, analysis and implementation support, not operational accounts receivable management or debt collection.